Banks are getting very cautious about home mortgage loans these days — right up to the closing date. Even consumers with good credit and plenty of cash may find themselves out on the sidewalk if any of these last-minute loan application issues pop up. To make sure you’re on the right end… read more →
Getting a mortgage can mean keeping track of a lot of moving parts. Savvy shoppers know to ask lenders about interest rates, closing costs and how much they can borrow. But even seasoned buyers may not know to dig a little deeper. Here’s a look at five key things that… read more →
Like the iPhone 3G, a fast closing is a thing of the past. Or is it? In today’s massively regulated, monstrously documented, down-to-the-last-decimal-point, tabulated process, you should count on your mortgage-closing timeline reaching or perhaps even exceeding two months depending on your lender and banking rules.Here are 9 bits of… read more →
Banks are getting very cautious about home mortgage loans these days — right up to the closing date. Even consumers with good credit and plenty of cash may find themselves out on the sidewalk if any of these last-minute loan application issues pop up. To make sure you’re on the right end… read more →
Smart sellers spend a whole lot of time and energy strategizing about how to sell their homes for top dollar. They factor in buyer demand, the competition, the job market, the mortgage market and their agent’s track record. And that doesn’t even account for all the time spent understand recent… read more →
Getting a mortgage can mean keeping track of a lot of moving parts. Savvy shoppers know to ask lenders about interest rates, closing costs and how much they can borrow. But even seasoned buyers may not know to dig a little deeper. Here’s a look at five key things that… read more →
Home prices will rise in 2014 but at a slower, more steady pace compared with historical trends. The housing recovery has pushed up home prices nearly everywhere. Prices nationwide increased by 10.9 percent, pushing the median price for existing homes up by $30,000, to $215,000. For people who have waited… read more →
Like the iPhone 3G, a fast closing is a thing of the past. Or is it? In today’s massively regulated, monstrously documented, down-to-the-last-decimal-point, tabulated process, you should count on your mortgage-closing timeline reaching or perhaps even exceeding two months depending on your lender and banking rules.Here are 9 bits of… read more →