When you started researching what it takes to buy a home, you probably came face-to-face with one number over and over again: 20 percent. Traditionally, that’s how much was needed to buy a home. These days, there are a number of alternatives to the 20 percent down payment, with some… read more →
A new study shows that many home sellers are unrealistically optimistic, asking considerably more than they’re likely to get. As a result, they risk long delays in finding buyers, which means a lot of lost revenue while the house sits idle on the market. What’s more, homeowners who bought after the… read more →
Banks are getting very cautious about home mortgage loans these days — right up to the closing date. Even consumers with good credit and plenty of cash may find themselves out on the sidewalk if any of these last-minute loan application issues pop up. To make sure you’re on the right end… read more →
They say love is blind. However, when it comes to your home this is not acceptable when trying to sell. Just because you love it, does not mean every potential buyer will too. With that being said, it is crucial to appeal to buyers and start thinking like one. Many… read more →
In a perfect world, landlords and tenants would work together like a well-oiled machine, both generously doing their part to keep each other happy and not disturb their neighbors’ “peaceful enjoyment of the premises,” as phrased in Mississippi’s landlord-tenant law. In fact, lots of tenant-landlord relationships fit this description, but we’ve… read more →
Maryland Renaissance Festival August 29 – October 25, 2015 A 16th century English village with crafts, food, live performances, games and lots more. Located in Crownsville, Maryland. Capital Dragon Boat Races August 29, 2015 Southwest Waterfront, Washington DC The event celebrates Asian culture and brings a family-fun event to the… read more →
There are many factors your lender will take into account when assessing the type and quantity of a home mortgage loan you will qualify for. Of course, your credit standing is just one such variable. Good credit has never been more important for obtaining a loan. Your broader financial picture,… read more →
Here’s the dirty little secret about home renovations: Some of them may not pay off. Of course, the value of a renovation doesn’t depend on the resale price alone, which makes deciding whether to do one more complicated than just crunching numbers. For anyone trying to decide whether to take on… read more →
Retirees need to budget carefully to stay within their fixed income. If the value of their investments sinks after retirement, seniors often have little choice but to spend less or return to the workforce. But there are plenty of ways to make a little of extra cash without having to… read more →
Do you want to pay an extra one or two months’ rent? Of course not!. But your security deposit probably represents one to two month’s rent, and countless renters never see that money again. Here are six tips to avoid losing thousands to lost security deposits. Take Photos or Video… read more →