Mortgage rates are moving below 4 percent for 30-year fixed conforming loans with balances below $417,000 for the first time since they spiked in June 2013. It’s not a huge move by the numbers, but psychologically it could be a major boost—potentially prompting a leap of faith for home buyers,… read more →
As potential buyers walk up to your home, the front porch should appear welcoming, entrancing and homey. If it’s dusty, barren and rotted, they may not make an offer. Thus, the best way to increase front porch appeal is to add natural elements to blend it with the yard. Here… read more →
The real estate market is once again in transition. Cash investors are beginning to fade, opening the door for more traditional home buyers, while fast-profit flippers are finding the deals harder to come by – but more profitable than ever. Home purchases made with all cash, representing mostly deals made… read more →
Do you want to pay an extra one or two months’ rent? Of course not!. But your security deposit probably represents one to two month’s rent, and countless renters never see that money again. Here are six tips to avoid losing thousands to lost security deposits. Take Photos or Video… read more →
Death isn’t on the minds of most homeowners on closing day, because we all live forever, right? Unfortunately, no. Let’s face it: it’s really never too early to consider what happens to your mortgage should you pass away. The financial obligation of a home loan does linger after death. There’s… read more →
You’ve decided to sell your home, and you want to get top dollar for it. And you’ve seen TV shows where homeowners spend thousands of dollars staging their homes for sale, but there’s an important detail to consider: You don’t have thousands and thousands to spend. The good news is… read more →
If you’re in the market for a new house or condo, you may also need a loan officer to help with underwriting and securing a mortgage. We suggest talking to two or more loan officers to find one who instills confidence. There is a trade-off. Sometimes the best rate doesn’t… read more →